[LexArkana]

I have a NJ Drivers License. Does anyone know if you get a speeding ticket out of state if you get points on your license? Also, does it get reported to NJ DMV? I would assume so if you get points. Does it affect insurance?

 

[jiggs]

points are state specific...they are not transfered to another state...I work for a large insurance company and depending on how often your company checks depends on if your rates will increase or not(they care about violations not 'points'). Some states show on DMV reports some do not. The document that insurance companies use to figure out your record is a MVR that they get from the state that you're applying for insurance in. Some states like MS rarely report to other states so if you get a ticket they're it will be hard for anyone to find out. Not sure what the new jersey law is, I know that the insurance laws are a little different in each state. Best advice, get caught out of state, there is no way an insurance company will miss a violation in state the next time they run their records...points will only add up in state, so fines and things in NJ will only apply to violations in that state...points don't matter in insuracne prices - total violations(in any state that reports) and accidents/claims determine prices...although stay out of PA, fines are high there...

Hope this helps!

 

[LexArkana]

Thanks a lot. Very informative.

 

[s0yb0mb]

Originally posted by LexArkana:
I have a NJ Drivers License. Does anyone know if you get a speeding ticket out of state if you get points on your license? Also, does it get reported to NJ DMV? I would assume so if you get points. Does it affect insurance?

hey, I've been pulled over in PA several times, and only once did the points carry over to NJ. I have no idea why this one instance was and the other 2 were not.

 

[gcisouth]

It depends if is a moving violation and if the two states reciprocate this information. I live in Virginia and I know first hand that both Maryland and D.C. pass the violation and points across
state lines.

 

[SeattleSheila]

You know,I've never heard anyone in Washington State talk about "points". I think we must have a different system. Of course, I don't want to find out first hand... (clean record)

 

[Herzog]

I live in Ma & got a ticket in Ct ,So you are saying that they will not look beyond the state of Ma to up my points? I hope they don't look....

 

[jiggs]

I don't think that MA will look at your "points" although your insurance company may find out about the violation and surcharge...you'll find out at your next renewal...if you make it past that you should be clear...then if you can stay clean for 3 years eveything will be gone, regardless of the state

 

[Lost_soul]

Here is the drill on points:

Each state has its own points system. Depending on whether the states have a recognition system, the points will carry over to your home state. I belive that in NJ every out-of-state violation, which gets reported by a sister state will result in 2 points on your license unless it is a non-moving violation. That's why when I got a ticket in NY, I went there and plea-bargained down to a "failure to obey a sign", which is a non-moving violation in NJ. Should transfer as 0 points in NJ. Hope this helps...