Thanks, webmaster ****a.
Has anyone else experienced something similar to this, or a hit-and-run?
I am wary that my premium will go up next year, or that they might not renew me. Even if neither happens, I know that all insurance companies report claims to a information collecting agency that compiles insurance history information, kinda like Trans Union or Experian for credit information. Even if it is not your fault, insurance companies do not like seeing claims in your history.
Also, my insurance broker (as opposed to an agent, who works for one agency only) told me that insurance companies can drop a client within the first 60 days for any reason, and that making a claim (even a claim that is not my fault) in that time period could possibly result in my insurance being dropped.
Anyone with any experience/knowledge?