your insurance company is making you bend over like a little b***ch. i would defintely shop around some more. do you have a lot of tickets or accidents on your record? here's my coverage:
1200 a year full coverage thru state farm
under parents name with the 4runner and 2 toyota trucks
1 accident on my license
that 1200 is just the IS alone (they raised the t100's annual to damn near 1000 a year from half that)
Here in Phoenix, I'm paying $500 for 6 months, with $300,000/$500,000 coverage and $500 deductible. I'm 27, no tickets/accidents (knock on wood), and married. Before I got married, it was $800 for 6 months.