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The loss would be covered under comprehensive. Note, most states have a law that the insurance company can not charge you a ded. for replacement of the windshield glass only. Check that out for your state.

Also, there are some great companys out there that can do glass repair without having to replace the entire windshield, you should really try to opt for that as you really do not want to take the windshield off and break the factory seal etc....

Call a local glass company they should be able to point you in the right direction.
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