A reeeeeal bad thing happened today. I was driving on an open road at night time with only one pickup truck ahead of me. Then out of no where I see a pebble come off of it and it hits my glass. It left a penny size crack in the glass. This car is not even a week old. What should I do?! If i ask the insurance company to pay for it, will my premium go up? Also, usually, how much deductable is the glass on the insurance? Thanks guyz.. you people are really knowledgable.