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Just wondering if anyone has brought their IS300 by using smartbuy financing? If so, could you share your deal (how much down, monthly payment and ballon payment).

Im debating between a regular finance and smartbuy.
 

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I was debating between the two. You will probably pay a higher interest rate with the baloon. If you plan to keep the car for a long time, then do a regular finance. If not, just lease it. Just my 2 pennies
 

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A friend did this for his M3 and it's a major screw job. The interest rate is higher, the payments aren't that much more and the baloon is acruing interest. A really dumb way to go, financially. Shop around for a better rate (credit unions, etc.) and try and put more down.

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2001 Lexus IS300
Solar Yellow Exterior
LSD, Black L/E
Moonroof, wheel locks, trunk mat
 
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