All these IS accidents being posted have been making me sad, but today I got in my own accident, though not in my IS. I was passing a slower moving vehicle on a rural two-lane road. Then the guy makes a left-turn into me. He claims that he signaled left, but I know he didn't before I started my passing movement. It is possible that he signaled after I was beside him (in which case I wouldn't know it, because it wasn't a Mercedes with those nifty signals in the mirror). The law states that you need to signal 100 feet before making a turn, and I don't think this was the case, if he did signal, but there were no independent witnesses. Also, the guy is unlicensed, uninsured, and does not have registration. Thankfully no one was hurt, but each vehicle has plenty of damage. Anybody have any advice or words or wisdom on how to deal with this situation? My main concern is the assignment of blame for this accident. I meet with the insurance adjuster in a couple of days, and this is my first accident.