bad day, need help - Lexus IS Forum
User Tag List

 
LinkBack Thread Tools
post #1 of 4 (permalink) Old 12-11-2005, 05:39 PM Thread Starter
Lurker
 
Join Date: Dec 2004
Location: NYC
Posts: 73
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
 
bad day, need help

I parked my car in a parking lot yesterday and a dump ass parked next to me put a dent on my front passager door while I was at work. when i on my way after way, there is rock came out of nowhere and put a half inch crack on my windshield. now every time i look at my car, the crack and dent are driving me nut. I have full cover on my insurance, can I call them up and get money to fix my car? If I do that, are they gonna raise up my insurance? or just get the money out of my pocket to get those fixed? please help me out.
moliang is offline  
Sponsored Links
Advertisement
 
post #2 of 4 (permalink) Old 12-11-2005, 05:43 PM
Guru
 
Join Date: May 2005
Location: Peoria , AZ
Posts: 8,211
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
           
Quote:
Originally Posted by moliang
I parked my car in a parking lot yesterday and a dump ass parked next to me put a dent on my front passager door while I was at work. when i on my way after way, there is rock came out of nowhere and put a half inch crack on my windshield. now every time i look at my car, the crack and dent are driving me nut. I have full cover on my insurance, can I call them up and get money to fix my car? If I do that, are they gonna raise up my insurance? or just get the money out of my pocket to get those fixed? please help me out.
I am an insurance agent and strongly suggest you dont put a claim in. Pay for little things yourself and have insurance as a back up for large claims. Its not worth the claim history for something that small. If you get it done yourself, both things fixed will be about $600 or so out of pocket cost. Trust me, fix them yourself!

-Eric
lextasy623 is offline  
post #3 of 4 (permalink) Old 12-11-2005, 05:45 PM
Fiend
 
Join Date: Oct 2005
Location: South Carolina
Posts: 390
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
          
Sorry to hear that. You may want to check with your insurance about the windshield. Here in SC, damaged windshield repairs are fully covered and do not require a deductible and will not affect your premium. If you check with your local "Dint Wizard", chances are they can repair the dint for less than $100. This will save you from having to file a claim or pay a deductible.
jsk97vmi is offline  
 
post #4 of 4 (permalink) Old 12-11-2005, 05:51 PM
Geezer
 
bartkat's Avatar
 
Join Date: May 2003
Location: Heart of Dixie
Posts: 52,611
Mentioned: 0 Post(s)
Tagged: 1 Thread(s)
Quoted: 1 Post(s)
           
The windshield should be covered under comprehensive. They won't raise your rates for that. The other is collision damage, so I'd get that fixed out of my own pocket.

MOLON LABE
bartkat is offline  
Sponsored Links
Advertisement
 
Reply

  Lexus IS Forum > 1st-Gen IS300 > General Discussion

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Lexus IS Forum forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself. If your address is invalid, you will likely lose access to the site.

Email Address:
OR

Log-in











Current users viewing this Thread: 1 (0 members and 1 guests)
 
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome